php版交通银行网银支付接口开发入门教程

本文实例讲述了php版交通银行网银支付接口实现方法。分享给大家供大家参考，具体如下：

概述:网银支付接口 和支付宝接口大体上差不多,主要的区别是 交通银行提供的 接口核心的比如,加密等是通过java实现的,所以,要想办法使php和java能正常的通信,为此,官方也提供了两套实现方法,一个是通过 socket 进行通信,另一个方法是通过 java 桥接,下面演示的是 socket方法.

1. 配置运行环境

1.1  安装java,自行到oracle官网下载 java,然后安装,并配置正确的 环境变量.

1.2  把 测试的证书导入到java 虚拟机.

keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。

例子:keytool" -import -keystore "C:＼Program Files＼Java＼jre1.5＼lib＼security＼cacerts" -storepass changeit -alias test_bocommca -file "C:＼socket＼cert＼test_root.cer"

1.3  修改配置文件(in/B2CMerchantSocket.xml).

采用官方提供的测试 商号进行测试时,无需配置,否则要配置,具体看xml文件说明.

1.4  启动 socket 服务

window:启动  start.bat 及可.

linux:启动  ohup  sh.start,sh&  //使当前脚本脱离终端，并在后台运行。

2. 将网银集成到现有的系统,以mvc的结构进行说明.

2.1  将不变的参数 配置 写入配置文件:

$config['interfaceVersion'] = "1.0.0.0"; #接口版本$config['tranType'] =0; #交易类别 0:B:C$config['curType'] = 'CNY'; # 交易币种$config['notifyType'] =1; #0=不通知 1=通知 2=抓取$config['merURL'] = "/pay/notify";  # 主动通知url$config['goodsURL'] = '/goods/1.html'; #取货url$config['jumpSeconds'] =3; #跳转时间$config['payBatchNo'] = ''; #商户批次号$config['proxyMerName'] = ''; #代理商家名字$config['proxyMerType'] = ''; #代理商类型$config['proxyMerCredentials']= ''; #代理商家批次号$config['netType'] = 0; #渠道编号//以下是 新接口需要的参数$config['socketUrl'] ="tcp://127.0.0.1:8891"; #socket url$config['merID'] ='301310063009501'; #商户id 3013100630095012

2.2 Model

/** * 交通银行支付类 */class Bocom extends CI_Model { private $arrReturn=array(); private $socket; public function __construct() { parent::__construct (); //加载交通银行配置文件 $this->config->load('bocom'); $this->socket=$this->config->item('socketUrl'); } /** * 支付方法 * * @param unknown $arr_data=array( * 'bill_no'=> * ) */ public function pay($arr_data){ //获得表单传过来的数据 $this->arrReturn['interfaceVersion'] = $this->config->item('interfaceVersion'); $this->arrReturn['merID']    = $this->config->item('merID'); //商户号为固定 $this->arrReturn['orderid'] = $arr_data['bill_no']; $this->arrReturn['orderDate'] = $arr_data['bill_date']; $this->arrReturn['orderTime'] = $arr_data['bill_time']; $this->arrReturn['tranType'] = $this->config->item('tranType'); $this->arrReturn['amount']  = $arr_data['bill_fee']; $this->arrReturn['curType'] = $this->config->item('curType'); $this->arrReturn['orderContent'] = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): ''; #订单内容 $this->arrReturn['orderMono']   = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):''; #商家备注 $this->arrReturn['phdFlag']    = isset($arr_data['phpFlag'])?$arr_data['phpFlag']:''; $this->arrReturn['notifyType']  = $this->config->item('notifyType'); $this->arrReturn['merURL']    = $this->config->item('merURL'); $this->arrReturn['goodsURL']   = $this->config->item('goodsURL'); $this->arrReturn['jumpSeconds']  = $this->config->item('jumpSeconds'); $this->arrReturn['payBatchNo']  = $this->config->item('payBatchNo'); $this->arrReturn['proxyMerName'] = $this->config->item('proxyMerName'); $this->arrReturn['proxyMerType'] = $this->config->item('proxyMerType'); $this->arrReturn['proxyMerCredentials']= $this->config->item('proxyMerCredentials'); $this->arrReturn['netType']    = $this->config->item('netType'); //以下参数 不参与签名 $this->arrReturn['issBankNo']   =isset($arr_data['code_id'])? trim($arr_data['code_id']):''; $tranCode = "cb2200_sign"; $source=''; $len = count($this->arrReturn)-1;$j=1; foreach($this->arrReturn as $v){  if($j<=$len){  $source.=$v."|";  }  $j++; } $source= substr($source, 0,strlen($source)-1);   $fp= stream_socket_client($this->socket,$errno, $errstr, 30);   $retMsg="";   if (!$fp) {   log_message("info","socket连接失败");   return false;   } else   {   $in = "<?xml version='1.0' encoding='gbk2312'?>"; $in .= "<Message>"; $in .= "<TranCode>".$tranCode."</TranCode>"; $in .= "<MsgContent>".$source."</MsgContent>"; $in .= "</Message>"; fwrite($fp, $in);    while (!feof($fp)) {    $retMsg =$retMsg.fgets($fp, 1024);    }    fclose($fp);   }  if(false!==$xml_arr=$this->xmlParse($retMsg)){    if(is_array($xml_arr)){    foreach($xml_arr as $k=>$v){     $this->arrReturn[$k]=$v;    }    }else{    return false;    }  }else{   return false;  }  return $this->arrReturn; } /** * 解析XML */ public function xmlParse($retMsg){ $arr=array(); //解析返回xml $dom = new DOMDocument; $dom->loadXML($retMsg); $retCode = $dom->getElementsByTagName('retCode'); $retCode_value = $retCode->item(0)->nodeValue; $errMsg = $dom->getElementsByTagName('errMsg'); $errMsg_value = $errMsg->item(0)->nodeValue; $signMsg = $dom->getElementsByTagName('signMsg'); $signMsg_value = $signMsg->item(0)->nodeValue; $orderUrl = $dom->getElementsByTagName('orderUrl'); $orderUrl_value = $orderUrl->item(0)->nodeValue; $MerchID = $dom->getElementsByTagName('MerchID'); $merID = $MerchID->item(0)->nodeValue; if($retCode_value != "0"){  log_message("info","交易返回码:".$retCode_value);  log_message("info","交易错误信息:".$errMsg_value);      return false;    }  $arr['merSignMsg'] = $signMsg_value;  $arr['merID']   = $merID;  $arr['orderUrl']  = $orderUrl_value;  return $arr; } /** * 交通银行 支付通知 * @return boolean|unknown */ public function notify(){ $tranCode = "cb2200_verify"; if(!isset($_REQUEST['notifyMsg'])){  log_message("error","网银支付通知·非法请求");  return false; } $notifyMsg = $_REQUEST["notifyMsg"]; log_message("error",$notifyMsg."回调...."); $lastIndex = strripos($notifyMsg,"|"); $signMsg = substr($notifyMsg,$lastIndex+1); //签名信息 $srcMsg = substr($notifyMsg,0,$lastIndex+1);//原文 $merID = $this->config->item('merID'); $fp = stream_socket_client($this->socket, $errno, $errstr, 30); $retMsg=""; // if (!$fp) {  echo "$errstr ($errno)<br />＼n";  log_message("error","$errstr ($errno)<br />＼n"); } else{  $in = "<?xml version='1.0' encoding='gb2312'?>";  $in .= "<Message>";  $in .= "<TranCode>".$tranCode."</TranCode>";  $in .= "<merchantID>".$merID."</merchantID>";  $in .= "<MsgContent>".$notifyMsg."</MsgContent>";  $in .= "</Message>"; fwrite($fp, $in);  while (!feof($fp)) {   $retMsg =$retMsg.fgets($fp, 1024);  }  fclose($fp); } //解析返回xml $dom = new DOMDocument; $dom->loadXML($retMsg); $retCode = $dom->getElementsByTagName('retCode'); $retCode_value = $retCode->item(0)->nodeValue; $errMsg = $dom->getElementsByTagName('errMsg'); $errMsg_value = $errMsg->item(0)->nodeValue; if($retCode_value != '0') {  log_message("error","交易错误信息：" .$errMsg_value."<br>");  return false; }else{  $arr = preg_split("/＼|{1,}/",$srcMsg);  if($arr[9]=="1"){  return $this->updateBill($arr[1]);  }  log_message("error","交易失败:".$arr[13]."<br/>");  return false; } } private function updateBill($billNo){ // 更新 订单状态 } //end class}